Let’s Build Your File.
Watch the video first — it walks through every part of onboarding so nothing catches you off guard. Then fill in the form below. The whole thing takes about five minutes, and this first step is the longest part of it.
What you’ll need
A government-issued photo ID
Driver’s licence, state ID or passport. It has to be current and valid.
A proof of your current address
A utility or cell phone bill, the top of a bank statement, a check stub, or your vehicle insurance card — anything official with your address on it. If your bills come by email, a screenshot of the online bill is fine.
A proof of your Social Security number — optional
Social Security card, W-2, W-9 or a 1040. Not required, and we understand the privacy concern. It helps us check the bureaus have not attached an alternate Social Security number to you, which happens more often than you would think.
Your enrollment form
Use your current legal name — this is what identifies your file at the bureaus. Your address should be where you actually live; it does not have to match your ID. You will take the photos with your phone, so give the lens a wipe first.
You will pick a payment frequency further down. Nothing is charged on this page.
Why we ask for this
The bureaus need your file to match.
Your address, date of birth and Social Security number are how we make sure the bureaus are working from one accurate consumer file rather than a mixed or merged one. Mixed files are one of the most common reasons good information goes missing.
Your documents go straight into your client file.
They are used to verify your identity with the bureaus and nothing else. We do not sell your information, and we never have.
The Credit Approval Company is a brand of Rocket Financial Services. We are not a law firm, a lender, a bank, or a credit bureau, and nothing on this page is legal or financial advice. We do not remove accurate, current, and verifiable information from a credit report. Individual results vary and are not guaranteed. Approval decisions belong solely to lenders.
You have the right to dispute inaccurate information in your credit report yourself, for free, by contacting the credit bureaus directly.
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